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Archive

Dive into a collection of past posts and rediscover timeless content.

Editorial

The FCA Just Cleared the Runway. It Didn't Take the Controls.

Jun 25, 2026

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4 min read

The FCA Just Cleared the Runway. It Didn't Take the Controls.

A proactive, collaborative, competition-hungry regulator made one thing non-negotiable. Most firms will misread it as a box to tick.

Emeka Ogbonnaya
Emeka Ogbonnaya

Editorial

Digital Transformation In The Agentic Era: Why The Old Playbook No Longer Works

Jun 23, 2026

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5 min read

Digital Transformation In The Agentic Era: Why The Old Playbook No Longer Works

When AI agents act at machine speed, traditional governance gates become irrelevant. Here is what needs to replace them.

Emeka Ogbonnaya
Emeka Ogbonnaya

Editorial

The AI Input Zone Closed: The FCA Now Has the Industry's Evidence

Jun 20, 2026

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4 min read

The AI Input Zone Closed: The FCA Now Has the Industry's Evidence

FCA's AI Input Zone, the evidence-gathering exercise where regulated firms were asked to submit specific examples of their AI governance has closed

Emeka Ogbonnaya
Emeka Ogbonnaya

Editorial

Not Theory. Evidence. You Have Until 19 June.

Jun 1, 2026

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4 min read

Not Theory. Evidence. You Have Until 19 June.

The FCA has stopped asking firms how they govern AI and started asking them to prove it, with a deadline that is now 18 days away.

Emeka Ogbonnaya
Emeka Ogbonnaya

Adoption Gap

+1

The AI Act blinked. Your deadlines didn't.

May 26, 2026

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9 min read

The AI Act blinked. Your deadlines didn't.

EU AI Act high-risk AI deferred 16 months to December 2027. BNPL regulation goes live in seven weeks. SM&CR Phase 2 confirmed. Your September conduct rules don't care about any of the above.

Emeka Ogbonnaya
Emeka Ogbonnaya

Editorial

52 Years. One Policy Statement. Your AI Is Now Exposed.

May 25, 2026

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4 min read

52 Years. One Policy Statement. Your AI Is Now Exposed.

Parliament scrapped the rule book. The FCA hasn't written the new one yet. AI is already filling the gap.

Emeka Ogbonnaya
Emeka Ogbonnaya

Editorial

+1

Four Challengers and One Deadline

May 9, 2026

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4 min read

Four Challengers and One Deadline

The FCA is defending its motor finance redress scheme in court. The June deadline isn't in dispute.

Emeka Ogbonnaya
Emeka Ogbonnaya

Editorial

 Two Days and a Legal Challenge

May 5, 2026

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4 min read

Two Days and a Legal Challenge

FCA Safeguarding Supplementary Regime is only but a few days away, Motor finance redress scheme under legal challenge

Emeka Ogbonnaya
Emeka Ogbonnaya

Editorial

Eight firms are in the AI lab. Here's what the FCA is learning.

Apr 28, 2026

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12 min read

Eight firms are in the AI lab. Here's what the FCA is learning.

SM&CR Phase 1 is live as of Thursday. The FCA's AI testing cohort is named. Consumer Duty boards are being told their dashboards aren't enough.

Emeka Ogbonnaya
Emeka Ogbonnaya

Editorial

What Building Cloud Guardrails Taught Me About Keeping AI Accountable

Apr 24, 2026

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5 min read

What Building Cloud Guardrails Taught Me About Keeping AI Accountable

How automated policy enforcement, human approval gates, and audit trails moved from infrastructure to accountability.

Emeka Ogbonnaya
Emeka Ogbonnaya
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The Accountability Record

The weekly briefing on AI governance, risk, cyber and compliance in financial services.

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