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Dive into a collection of past posts and rediscover timeless content.
Who Owns Your Riskiest AI Agent? Two Regulators Just Asked

Nov 9, 2026

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7 min read

Who Owns Your Riskiest AI Agent? Two Regulators Just Asked

Emeka Ogbonnaya
Emeka Ogbonnaya
Banks just locked out AI agents. Who carries the risk?

Nov 2, 2026

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4 min read

Banks just locked out AI agents. Who carries the risk?

Ten banks, one question: who answers for the AI agent?, The ECB's AI-cyber deadline passed Saturday.

Emeka Ogbonnaya
Emeka Ogbonnaya

Editorial

Senior Managers Couldn't Show The Steps They Took on AI. Could you?

Oct 22, 2026

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8 min read

Senior Managers Couldn't Show The Steps They Took on AI. Could you?

The FCA has set out what good AI governance looks like and where firms fall short. What your model risk framework already covers, what it doesn't, and who owns the gap.

Emeka Ogbonnaya
Emeka Ogbonnaya

Editorial

The Rules Changed. Did Your AI Get the Memo?

Oct 13, 2026

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5 min read

The Rules Changed. Did Your AI Get the Memo?

Two new FCA consultations expose the gap between changing regulations and the AI systems financial services firms rely on.

Emeka Ogbonnaya
Emeka Ogbonnaya

Editorial

Six Days to the FCA’s Crypto Gate. Five Days to a New Declaration. One Accountability Gap.

Oct 12, 2026

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5 min read

Six Days to the FCA’s Crypto Gate. Five Days to a New Declaration. One Accountability Gap.

Two FCA changes arriving this month put a sharper question to regulated firms: when AI shapes a decision, can you evidence the human judgement, ownership and oversight behind it?

Emeka Ogbonnaya
Emeka Ogbonnaya

Editorial

A Billion Rows a Day, and One Name on the Application

Oct 5, 2026

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3 min read

A Billion Rows a Day, and One Name on the Application

The FCA's "first responder" is an AI, and it processes a billion rows a day

Emeka Ogbonnaya
Emeka Ogbonnaya

Editorial

The MIFID Transaction Reporting Is Changing

Aug 7, 2026

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4 min read

The MIFID Transaction Reporting Is Changing

The FCA cut thirteen reporting fields and traded prescription for judgment

Emeka Ogbonnaya
Emeka Ogbonnaya

Editorial

The reasonable-steps bar moves. This is how you move with it.

Aug 6, 2026

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3 min read

The reasonable-steps bar moves. This is how you move with it.

The final artefact in the series, and the only one that keeps arriving. Written for the person on the hook, not the institution.

Emeka Ogbonnaya
Emeka Ogbonnaya

Editorial

Your Statement of Responsibilities and your AI are written in different languages.

Aug 5, 2026

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2 min read

Your Statement of Responsibilities and your AI are written in different languages.

The fourth free artefact in the series. There is no dedicated AI Senior Manager. So which of your existing duties actually covers it?

Emeka Ogbonnaya
Emeka Ogbonnaya

Editorial

The evidence you improvise mid-crisis is the weakest kind there is.

Aug 4, 2026

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2 min read

The evidence you improvise mid-crisis is the weakest kind there is.

The third free artefact in the series. What happens, and who is accountable, when a system behaves in a way no one planned for.

Emeka Ogbonnaya
Emeka Ogbonnaya
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The Accountability Record

The weekly briefing on AI governance, risk, cyber and compliance in financial services.

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